Skipping Medicare Part D Can Affect Your PSHB Coverage in Ways You Don’t Expect

Key Takeaways
Skipping Medicare Part D in 2025, even with PSHB drug coverage, can lead to gaps in prescription benefits and unexpected penalties.Part D’s integration with PSHB through Medicare Pa…
Why Prescription Drug Coverage Under Medicare Part D Still Requires Careful Plan Comparison

Key Takeaways
Even though Medicare Part D now includes a $2,000 cap on out-of-pocket drug costs in 2025, it still doesn’t mean every drug is covered the same across all plans. The details of coverage can vary wid…
Medicare Part D Now Caps Drug Costs—But You Still Need to Watch What’s Actually Covered

Key Takeaways
Medicare Part D now includes a $2,000 annual cap on out-of-pocket prescription drug costs…
How the New $2,000 Drug Cap in Part D Works Inside PSHB—And When It Doesn’t

Key Takeaways
The new $2,000 out-of-pocket cap on prescription drugs under Medicare Part D applies automatically inside
How Part D Plans Sound Great—Until You Actually Need High-Cost Prescriptions

Key Takeaways
While Medicare Part D now includes …
Drug Coverage Under Medicare Part D Is Better This Year—But Still Confusing

Key Takeaways
In 2025, Medicare Part D brings better financial protections, including a $2,000 annual cap on out-of-pocket drug costs, but complexities still exist in how coverage phases work….
Medicare and PSHB Just Made Prescriptions More Predictable

Key Takeaways
In 2025, the integration of Medicare and the Postal Service Health Benefits (
Think Twice Before Opting Out of the New Prescription Plan

Key Takeaways
Opting out of the new prescription drug plan tied to the Postal Service Health Benefits (PSHB) Program in 2025 may result in significant coverage gaps and financial drawbacks.Unders…
The Prescription Drug Benefit Every Medicare-Eligible USPS Retiree Should Understand

Key Takeaways
The new Medicare-integrated prescription drug benefit under the Postal Service Health Benefits (PSHB) Program significantly changes how USPS retirees and employees manage medication costs in 2025.
What Happens When PSHB and Medicare Part D Team Up (And What You’re Really Paying For)

Key Takeaways
When your Postal Service Health Benefits (PSHB) plan works alongside Medicare Part D in 2025, your prescription coverage changes significantly, particularly if you’re Medicare-eligible.