Questions about the USPS Health Benefits Plan?
We make finding the best Information on your USPS Health Benefits and the Postal Service Health Benefits Plan easy.
Find the PSHB information you need to make the best decisions.
Understand PSHB Benefits and Coverage
The Postal Service Health Benefits Program is complex and a challenge understanding the details of benefits and coverage.
PSHB Enrollment Process
Medications & Network Coverage
Smooth Transition
Questions About USPS Health Benefits Plan, Medicare or the PSHB Program?
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PSHB is more than just Medicare
Medicare Part A Hospital Insurance
- Inpatient Hospital Stays
- Care in Nursing Facilities
- Hospice Care
- Some Home Health Care
- Original Medicare with Part B
Medicare Part B Medical Insurance
- Certain Doctors’ Visits
- Outpatient Care
- Medical Supplies
- Preventative Services
- Original Medicare with Part A
Medicare Part C Medicare Advantage Plans
- Offered by Private Insurance Companies
- Includes Medicare Part A & Part B Benefits
- Most include Part D Prescription Coverage
- May include dental, vision, hearing & fitness
- Additional benefits vary between plans
Medicare Part D Prescription Drug Coverage
- Offered by Private Insurance Companies
- Can be purchased individually
- May be included in Medicare Advantage Plans
- Drugs covered vary between plans
Making Sense Of Medicare and The New PSHB Program
Making the Decision
Here’s a bird’s eye view of the process.
- Choose between Original Medicare or Medicare Advantage.
- Consider your doctors and any changes if out-of-network.
- Research your medication coverage - are your prescriptions included?
- Review and pick any supplemental plans (Medigap) to help pay for costs.
What Is The New PSHB Program?
Compare FEHB vs PSHB and ensure your transition is smooth and easy.,
- PSHB plans will be available during Open Season in 2024.
- FEHB Programs will remain in effect until January 1, 2025.
- Individuals who do not enroll during Open Season will automatically be enrolled in a PSHB plan.
- Enrollment in a PSHB plan will not disrupt enrollment in other insurance and benefits programs, including: FEDVIP FSAFEDS FEGLI or FLTCIP
- Individuals who are entitled to Part A must enroll in Part B to be eligible to continue PSHB coverage.
Testimonials
This website was an invaluable resource as I transitioned into retirement. It provided all the information I needed to make informed decisions about my healthcare coverage.
William Thompson, Sr
usps-health-benefits-plan.com was a game-changer for me. It unlocked the mystery of our new health benefits and helped me to make better informed decisions.
Daniel Nguyen
I was reallydreading the shift to Medicare, but this website made it surprisingly simple. I highly recommend it to any USPS employee getting ready to retire..
Jamar Greene
I was overwhelmed by the different Medicareparts and such., but this website helped me find the perfect fit for my needs and budget. Highly recommended!.
Linda Harris
This website made understanding Medicare options a breeze. Way more info on PSHB than anywhere else I’ve found”
Thomas Ray
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