Medicare Advantage Plans Change Every Year—Here’s What to Watch Before You Re-Enroll

Key Takeaways
Medicare Advantage plans change every year. You need to review more than…
How Medicare Part C Can Complicate Things Instead of Making Them Easier

Key Takeaways
Medicare Part C may seem to offer convenience, but it can introduce hid…
VA Coverage and PSHB: Do You Still Have to Enroll in Medicare Part B?

Key Takeaways
If you’re eligible for VA healthcare and are also a USPS retiree or employee transitioning to the PSHB Program in 2025, you may still need to enroll in Medicare Part B depending on your statu…
How Part D Plans Sound Great—Until You Actually Need High-Cost Prescriptions

Key Takeaways
While Medicare Part D now includes …
Drug Coverage Under Medicare Part D Is Better This Year—But Still Confusing

Key Takeaways
In 2025, Medicare Part D brings better financial protections, including a $2,000 annual cap on out-of-pocket drug costs, but complexities still exist in how coverage phases work….
You’ll Need Medicare Part B More Than You Think—But It’ll Cost You First

Key Takeaways
Enrolling in Medicare Part B is critical for protecting your access to outpatient care, even if you already have Postal Service Health Benefits (PSHB) coverage.In 202…
Why Medicare Part A Isn’t Completely Free and What You Need to Budget for in Retirement

Key Takeaways
Medicare Part A may be premium-free for most USPS retirees, but out-of-pocket costs still apply, including deductibles and coinsurance.Planning ahead for hospital stays, skilled nur…
Medicare and PSHB Just Made Prescriptions More Predictable

Key Takeaways
In 2025, the integration of Medicare and the Postal Service Health Benefits (
Think Twice Before Opting Out of the New Prescription Plan

Key Takeaways
Opting out of the new prescription drug plan tied to the Postal Service Health Benefits (PSHB) Program in 2025 may result in significant coverage gaps and financial drawbacks.Unders…
The Prescription Drug Benefit Every Medicare-Eligible USPS Retiree Should Understand

Key Takeaways
The new Medicare-integrated prescription drug benefit under the Postal Service Health Benefits (PSHB) Program significantly changes how USPS retirees and employees manage medication costs in 2025.