The Provider Network in PSHB Plans Isn’t Always What It Appears—Double Check This First
Key Takeaways
A provider’s name appearing in a PSHB plan’s directory does not guarantee they are actively participating in the network—verification is essential before you seek care.Relying…
What Happens If You Miss the PSHB Deadline? It’s Not the End, But It Might Cost You
Key Takeaways
Missing the PSHB enrollment deadline in 2025 doesn’t mean you lose all access to coverage, but your options may become limited and more expensive.Some exceptions and
Why Government Contributions Make a Big Difference in Your PSHB Plan Choice
Key Takeaways
Your share of PSHB premiums depends heavily on how much the government…
How to Tell If You’ve Met Your PSHB Deductible Without Playing the Guessing Game
Key Takeaways
You can easily track your PSHB deductible status in 2025 without second-guessing …
One PSHB Coinsurance Clause Could Affect Your Budget More Than Your Premium Ever Will
Key Takeaways
A coinsurance clause in your PSHB plan could expose you to significant out-of-poc…
How Medicare Part D Works and What You Need to Know About Coverage, Costs, and Formularies
Key Takeaways
Medicare Part D helps cover prescription drug costs for USPS retirees and employees, but understanding formularies, tiers, and out-of-pocket costs is essential for choosing the right plan….
Medicare Requirements for USPS Employees Aren’t What They Used to Be
Key Takeaways
In 2025, Medicare enrollment requirements for USPS employees and retiree…
Before You Sign Anything: The 2025 PSHB Eligibility Rules That Could Catch You Off Guard
Key Takeaways
In 2025, new eligibility requirements for the Postal Service Health Benefits (PSHB) Program could impact your ability to maintain coverage, especially if you’re a retiree or nearing retirement….
What You’re Really Paying When Coinsurance Kicks In Under PSHB
Key Takeaways
Coinsurance under the Postal Service Health Benefits (PSHB) Program can lead to unexpectedly
Medicare Advantage Can Clash With PSHB in Ways That Aren’t Immediately Obvious
Key Takeaways
Medicare Advantage may not coordinate as seamlessly with PSHB as traditional Medicare does, leading to unexpected coverage limitations or disruptions.While
