The Details That Make or Break a Medicare Advantage Plan Under Part C
Key Takeaways
Medicare Advantage (Part C) plans may appear attractive due to all-in-one coverage, but critical coverage limitations, restrictions, and cost-sharing rules often surprise Postal Service Health Bene…
The Unexpected Places Copayments Show Up—and Why You’ll Want to Pay Attention
Key Takeaways
Copayments under the Postal Service
Medicare and PSHB Sound Like a Perfect Pair—But Some Combinations Fall Short
Key Takeaways
Enrolling in both Medicare and a PSHB plan doesn’t always guarantee seamless coverage. Some combinations may result in unexpected
From Primary Care to Specialists: How PSHB Copayments Can Catch You Off Guard in Retirement
Key Takeaways
Many postal retirees underestimate the frequency and amount of PSHB copayments, especially for specialists and follow-up visits.Understanding your plan’s cost-sharing rules today ca…
The Medicare Part B Rules That Most Retirees Misread—and End Up Paying For
Key Takeaways
If you’re a Postal Service retiree eligible for Medicare in 2025, skipping or misreading the rules of Medicare Part B could mean permanently
The Accidental Budget Drain Nobody Warns You About: Everyday Copayments
Key Takeaways
Even low copayments under Postal Service Health Benefits (PSHB) can snowball into significant annual expenses, especially when used frequently.Reviewing your plan’s copay stru…
Why Medicare Eligibility Changes How Much You Actually Pay for PSHB Services
Key Takeaways
Once you become eligible for Medicare at age 65, your Postal Service Health Benefits (PSHB) costs are affected not just by your plan premiums but by how Medicare integrates with your PSHB coverage….
Why More Retirees Are Turning to Medicare Early—And What PSHB Has to Do With It
Key Takeaways
Many Postal Service retirees are enrolling in Medicare as soon as they become eligible at age 65 to take full advantage of PSHB integration benefits starting in 2025.Failing to enro…
The Hidden Math Behind PSHB Coinsurance That Could Quietly Drain Your Retirement Budget
Key Takeaways
PSHB coinsurance percentages may appear modest, but they apply to the …
Your Plan Contribution Feels the Same—But Have You Looked at the Math Lately?
Key Takeaways
You may be paying more out of pocket for your PSHB plan in 2025 than you realize, even if your contribution feels similar to last year.Understanding the percentage-based cost struct…
