How Medicare Part D Works and What You Need to Know About Coverage, Costs, and Formularies
Key Takeaways
Medicare Part D helps cover prescription drug costs for USPS retirees and employees, but understanding formularies, tiers, and out-of-pocket costs is essential for choosing the right plan….
Why the $2,000 Limit Doesn’t Mean You’re Done Paying for Meds Under PSHB
Key Takeaways
The new $2,000 annual cap on prescription drug costs under Medicare Part D helps control …
The Prescription Drug Cap Looks Great—Until You Hit a Tier Your Plan Doesn’t Like
Key Takeaways
The new $2,000 out-of-pocket cap under …
Prescription Coverage Gaps Haven’t Vanished—Even With New Medicare Part D Rules
Key Takeaways
Despite the 2025 improvements to Medicare Part D, such as the $2,000 out-of-pocket cap, there are still areas where
PSHB Prescription Drug Benefits Already Include What Part D Tries to Offer Separately
Key Takeaways
If you’re enrolled in a PSHB plan and also eligible for Medicare, you may already have comprehensive prescription drug coverage through an integrated Part D benefit.Enrolling in a s…
You May Still Spend Thousands on Medications Even With a Medicare Part D Plan
Key Takeaways
Even with the $2,000 out-of-pocket cap under Medicare Part D in 2025, many PSHB enrollees can still face substantial medication expenses throughout the year.Understanding what is an…
PSHB Prescription Coverage and Part D Might Overlap—But They’re Not Interchangeable
Key Takeaways
In 2025, the prescription drug coverage under the Postal Service Health Benefits (PSHB) program works in tandem with Medicare Part D, but these two coverages are not interchangeable. Each plays a di…
The Medicare Drug Coverage You Think You Have Might Not Be the One You Actually Need
Key Takeaways
Even if you’re enrolled in a Medicare drug plan under PSHB, that doesn’t mean you have the coverage that best fits your prescriptions and usage needs in 2025.The new $2,…
The Prescription Coverage Details in Part D That Catch People Off Guard Every Time
Key Takeaways
The 2025 Medicare Part D program includes a $2,000 annual out-of-pocket cap, but you can still face unexpected costs based on plan rules, tier levels, and formularies.
The Prescription Coverage Details in Part D That Catch People Off Guard Every Time
Key Takeaways
The 2025 Medicare Part D program includes a $2,000 annual out-of-pocket cap, but you can still face unexpected costs based on plan rules, tier levels, and formularies.
