What Combining PSHB With Medicare Actually Means for Your Out-of-Pocket Costs

Key Takeaways
Pairing your Postal Service Health Benefits (PSHB) plan with Medicare in 2025 …
Why You Should Never Assume Medicare Part A Will Handle a Hospital Bill Alone

Key Takeaways
Medicare Part A has strict coverage limits and can leave you…
The Hidden Math Behind PSHB Coinsurance That Could Quietly Drain Your Retirement Budget

Key Takeaways
PSHB coinsurance percentages may appear modest, but they apply to the …
Combining PSHB and Medicare Looks Great on Paper—But the Details Are Where It Gets Tricky

Key Takeaways
Pairing Medicare with your PSHB plan can lead to better coverage and lower out-of-pocket costs, but only if you follow the proper rules and timelines.Missteps in enrollment or misun…
Don’t Be Fooled by a Low Premium—That Deductible Could Make You Pay a Lot More Later

Key Takeaways
A low premium may look attractive upfront, but high deductibles can significantly delay when your coverage actually begins to pay for services under a PSHB plan.After age 65, when M…
What PSHB Enrollees Should Know About Medicare Changes and How They Impact Your Benefits

Key Takeaways:
Medicare changes in 2025 introduce important updates, including a $2,000 cap on out-of-pocket prescription drug costs under Part D, which directly impacts PSHB enrollees w…