You Could Be Missing Better Prescription Benefits by Sticking With FEHB Over PSHB
Key Takeaways
In 2025, the PSHB program integrates with Medicare Part D to offer enhanced prescription drug coverage that may outperform what FEHB plans typically provide.Many enrollees who remai…
Are You in the Right PSHB Coverage Level? A Breakdown of What You’re Getting
Key Takeaways
Choosing the right PSHB coverage level in 2025 can significantly impac…
The Overlap Between PSHB and Medicare Advantage Can Cost You If Missed
Key Takeaways
If you are eligible for both PSHB and Medicare Advantage in 2025, faili…
What Combining PSHB With Medicare Actually Means for Your Out-of-Pocket Costs
Key Takeaways
Pairing your Postal Service Health Benefits (PSHB) plan with Medicare in 2025 …
PSHB Cost Estimates Can Be Misleading—Here’s What Retirees Often Overlook
Key Takeaways
PSHB cost estimates shown during retirement planning often exclude important cost-sharing elements like deductibles, coinsurance, and Medicare coordination.Retirees frequently overl…
One Unexpected Copayment Scenario in PSHB That Most Retirees Completely Overlook
Key Takeaways
A common yet often-overlooked copayment scenario in PSHB plans occurs …
What Happens If You Decline Medicare and Keep PSHB? It’s Not a Risk-Free Move
Key Takeaways
Declining Medicare when you are eligible can result in higher out-of-pocket costs and loss of important PSHB
The Key Differences Between FEHB and PSHB Nobody Explains Clearly
Key Takeaways
PSHB is not a replica of FEHB. While the
How PSHB Relies on Medicare—and What Happens If You Skip It
Key Takeaways
If you are eligible for Medicare and enrolled in a Postal Service Health Benefits (PSHB) plan, you are expected to enroll in Medicare Part B. Skipping it may reduce your benefits or raise your out-…
Why the $2,000 Limit Doesn’t Mean You’re Done Paying for Meds Under PSHB
Key Takeaways
The new $2,000 annual cap on prescription drug costs under Medicare Part D helps control …
