What Combining PSHB With Medicare Actually Means for Your Out-of-Pocket Costs

Key Takeaways
Pairing your Postal Service Health Benefits (PSHB) plan with Medicare in 2025 …
Why You Should Never Assume Medicare Part A Will Handle a Hospital Bill Alone

Key Takeaways
Medicare Part A has strict coverage limits and can leave you…
The Hidden Math Behind PSHB Coinsurance That Could Quietly Drain Your Retirement Budget

Key Takeaways
PSHB coinsurance percentages may appear modest, but they apply to the …
How the New PSHB Plans Compare to the FEHB You’ve Trusted for Years

Key Takeaways
The Postal Service Health Benefits (PSHB) program officially replaces FEHB coverage for USPS
Combining PSHB and Medicare Looks Great on Paper—But the Details Are Where It Gets Tricky

Key Takeaways
Pairing Medicare with your PSHB plan can lead to better coverage and lower out-of-pocket costs, but only if you follow the proper rules and timelines.Missteps in enrollment or misun…
Don’t Be Fooled by a Low Premium—That Deductible Could Make You Pay a Lot More Later

Key Takeaways
A low premium may look attractive upfront, but high deductibles can significantly delay when your coverage actually begins to pay for services under a PSHB plan.After age 65, when M…
Hospital Coverage Sounds Reassuring—Until You See Medicare Part A’s Fine Print

Key Takeaways
Medicare Part A provides hospital coverage, but it doesn’t m…
Deductibles Explained in PSHB Plans: 5 Important Considerations for Your Health Budget

Key Takeaways
Understanding your PSHB deductible helps you manage healthcare expenses and avoid unexpected costs.PSHB plans have varying deductible structures, so comparing options…
The Catch with Medicare Supplement Plans That Rarely Comes Up Until It’s Too Late

Key Takeaways
Medicare Supplement (Medigap) plans may look like a secure option, but limitations around enrollment and coverage can leave you unexpectedly exposed.For Postal Service retirees with…
What You Assume About PSHB Premiums Could Be Totally Wrong by the Time You Retire

Key Takeaways
The premiums you expect to pay under the Postal Service Health Benefits (PSHB) Program in ret…