What You’re Really Paying When Coinsurance Kicks In Under PSHB
Key Takeaways
Coinsurance under the Postal Service Health Benefits (PSHB) Program can lead to unexpectedly
Medicare Advantage Can Clash With PSHB in Ways That Aren’t Immediately Obvious
Key Takeaways
Medicare Advantage may not coordinate as seamlessly with PSHB as traditional Medicare does, leading to unexpected coverage limitations or disruptions.While
Part B Costs Might Seem High—But Not Having It Can Cost You Your Plan
Key Takeaways
If you’re Medicare-eligible and don’t enroll in Part B, your Postal Service He…
The Decisions That Matter Most in Medicare Happen Long Before You Sign Anything
Key Takeaways
The most important Medicare-related decisions for PSHB enrollees often happen months or even years before you reach eligibility, especially if you’re nearing retirement.Misunderstan…
These Medicare Part B Enrollment Requirements Could Affect How Your PSHB Plan Pays
Key Takeaways
Failing to enroll in Medicare Part …
How Age, Medicare, and Retirement Status Interact With PSHB Eligibility Rules
Key Takeaways
Your age, retirement status, and Medicare enrollment significantly affect your eligibility and requirements under the Postal Service Health Benefits (PSHB) Program in 2025.Failing t…
PSHB Is Now the Standard—Time to Catch Up Before You Fall Behind
Key Takeaways
The Postal Service Health Benefits (PSHB) Program officially replaced FEHB for USPS workers and retirees starting January 1, 2025.Failing to understand the new plan structure, enrol…
When PSHB Meets Medicare Part A, There’s More Than Meets the Eye
Key Takeaways
Enrolling in Medicare Part A remains crucial for postal retirees, even when
Why the FEHB-to-PSHB Shift Isn’t Just a Name Change—It’s a Cost Shift Too
Key Takeaways
The transition from FEHB to PSHB in 2025 is not just a rebranding; it introduces cost structure changes that could impact your overall healthcare expenses.Understandi…
How Medigap Premiums May Still Affect You Even Under the New PSHB System
Key Takeaways
Even with the Postal Service Health Benefits (PSHB) program in full effect as of 2025, Medigap premiums can still influence your overall healthcare costs if you’re Medicare-eligible….
