PSHB Cost Estimates Can Be Misleading—Here’s What Retirees Often Overlook
Key Takeaways
PSHB cost estimates shown during retirement planning often exclude important cost-sharing elements like deductibles, coinsurance, and Medicare coordination.Retirees frequently overl…
Why Some Postal Retirees Are Shocked by Their Monthly Contributions After Open Season
Key Takeaways
Many postal retirees experience unexpected monthly contribution increases after Open…
Why You Should Look Twice at the Contribution Column on Your PSHB Premium Sheet
Key Takeaways
The contribution column on your PSHB premium sheet doesn’t reflect the total co…
Why Your PSHB Contributions May Keep Rising—Even If Your Coverage Looks the Same
Key Takeaways
Your PSHB premium contributions may rise in 2025 even if you stay in the same plan, due to cost-sharing formulas, inflation, and shifts in government contribution levels.Understandi…
Total Cost Breakdown of PSHB: What Goes Where and Why It Keeps Rising
Key Takeaways
PSHB premiums and out-of-pocket costs have risen in 2025, largely driv…
Contributions Aren’t Just Percentages—They’re the Backbone of Your Healthcare Budget
Key Takeaways
Your share of PSHB premiums in 2025 may seem like a flat percentage, but it often disguises the real cost to your monthly healthcare budget.Understanding how contributions work&mdas…
Your Plan Contribution Feels the Same—But Have You Looked at the Math Lately?
Key Takeaways
You may be paying more out of pocket for your PSHB plan in 2025 than you realize, even if your contribution feels similar to last year.Understanding the percentage-based cost struct…
Costs and Contributions Can Be Hard to Track—But Ignoring Them Could Hurt You Financially
Key Takeaways
Tracking your Postal Service Health Benefits (PSHB) costs and contributions in 2025 is critic…
Hidden Healthcare Math: Why Your Contributions Keep Growing Even When Benefits Stay the Same
Key Takeaways
Your PSHB premiums are increasing in 2025, but your coverage might not…
If You’re Only Looking at Premiums, You’re Missing the Bigger Picture of Your Health Costs
Key Takeaways
Focusing only on your monthly PSHB premium can leave you blind to other major health…
