Why You Should Never Assume Medicare Part A Will Handle a Hospital Bill Alone

Key Takeaways
Medicare Part A has strict coverage limits and can leave you…
How Medicare Part B Connects to PSHB—and Why One Affects the Other Deeply

Key Takeaways
Enrolling in Medicare Part B is now directly tied to maintaining full benefits under t…
The Details That Make or Break a Medicare Advantage Plan Under Part C

Key Takeaways
Medicare Advantage (Part C) plans may appear attractive due to all-in-one coverage, but critical coverage limitations, restrictions, and cost-sharing rules often surprise Postal Service Health Bene…
The Unexpected Places Copayments Show Up—and Why You’ll Want to Pay Attention

Key Takeaways
Copayments under the Postal Service
Medicare and PSHB Sound Like a Perfect Pair—But Some Combinations Fall Short

Key Takeaways
Enrolling in both Medicare and a PSHB plan doesn’t always guarantee seamless coverage. Some combinations may result in unexpected
From Primary Care to Specialists: How PSHB Copayments Can Catch You Off Guard in Retirement

Key Takeaways
Many postal retirees underestimate the frequency and amount of PSHB copayments, especially for specialists and follow-up visits.Understanding your plan’s cost-sharing rules today ca…
The Medicare Part B Rules That Most Retirees Misread—and End Up Paying For

Key Takeaways
If you’re a Postal Service retiree eligible for Medicare in 2025, skipping or misreading the rules of Medicare Part B could mean permanently
The Accidental Budget Drain Nobody Warns You About: Everyday Copayments

Key Takeaways
Even low copayments under Postal Service Health Benefits (PSHB) can snowball into significant annual expenses, especially when used frequently.Reviewing your plan’s copay stru…
Why Medicare Eligibility Changes How Much You Actually Pay for PSHB Services

Key Takeaways
Once you become eligible for Medicare at age 65, your Postal Service Health Benefits (PSHB) costs are affected not just by your plan premiums but by how Medicare integrates with your PSHB coverage….
Why More Retirees Are Turning to Medicare Early—And What PSHB Has to Do With It

Key Takeaways
Many Postal Service retirees are enrolling in Medicare as soon as they become eligible at age 65 to take full advantage of PSHB integration benefits starting in 2025.Failing to enro…