That Special Enrollment Window Was a Lifesaver—Here’s Why
Key Takeaways
The Special Enrollment Period (SEP) in 2024 was critical for many USPS employee…
What Happens If You Miss the PSHB Deadline? It’s Not the End, But It Might Cost You
Key Takeaways
Missing the PSHB enrollment deadline in 2025 doesn’t mean you lose all access to coverage, but your options may become limited and more expensive.Some exceptions and
The Coinsurance Curveball Hidden Inside Medicare Part A Coverage Rules
Key Takeaways
Medicare Part A coinsurance costs can increase significantly during longer hospital stays, creating unexpected
When a $40 Copay Isn’t the End of the Story With PSHB Plans
Key Takeaways
Your $40 copay might only cover part of the visit—labs, imaging, and facility fees often come later.In 2025,
Why Some Postal Retirees Drop Part C to Let PSHB Stand Alone—For Good Reason
Key Takeaways
Dropping Medicare Part C can streamline your coverage and el…
The Flashy Extras in Medicare Advantage Plans? They Might Not Be There Much Longer
Key Takeaways
Many supplemental benefits in Medicare Advantage plans are being reduced or eliminated…
The Real Price of ‘20% After Deductible’ That You Don’t See Coming
Key Takeaways
Paying “20% after deductible” under a PSHB plan may seem manageable, but it can lead to thousands in out-of-pocket costs depending on the frequency and type of care you receive.Unde…
Here’s Where to Find Unbiased, Reliable Answers About Your PSHB Plan and Enrollment
Key Takeaways
While the PSHB Navigator Help Line is a critical first stop for many
Don’t Rely on Word of Mouth—Here’s Where to Get PSHB Info That’s Actually Accurate
Key Takeaways
In 2025, misinformation about the Postal Service Health Benefits (PSHB) program is common, especially from unofficial sources. Relying on trusted, official resources is essential for accurate decis…
How Monthly Premiums and Deductibles Impact Long-Term Healthcare Spending
Key Takeaways
Monthly premiums and deductibles are pivotal in determining your overall healthcare expenses, impacting both immediate and long-term financial planning.Understanding how t…
