3 PSHB Resources You Need to Bookmark Right Now

Key Takeaways
Bookmarking essential PSHB resources helps you easily navigate enrollment, manage
Copayments Explained: Why Two People with the Same Insurance Might Be Paying Different Amounts

Key Takeaways
Two postal retirees or workers with the same PSHB plan can still pay d…
Is Your Pharmacy in the PSHB Network? Why It Matters More Than Ever in 2025

Key Takeaways
Your access to prescription drugs under the PSHB Program in 2025 de…
Coinsurance Is Easy to Overlook—Until the Hospital Bill Makes It Impossible to Ignore

Key Takeaways
Coinsurance can significantly increase your out-of-pocket costs under the
Common Medicare Enrollment Mistakes That Could End Up Costing You Thousands in Penalties

Key Takeaways
Failing to enroll in Medicare on time could lead to permanent penalties that increase your healthcare costs for life.Understanding how
Confused About PSHB Eligibility? Here’s What You Need to Know Before You Retire

Key Takeaways
Not every USPS employee or retiree is automatically eligible for the Postal Service Health Benefits (PSHB) program in 2025—eligibility depends on employment status, retirement date, and
The First Big Expense With PSHB Usually Comes From This One Line Item

Key Takeaways
Your deductible is often the first large out-of-pocket cost under
What’s Not Obvious About Medicare Part C Could Affect You in an Emergency

Key Takeaways
Medicare Part C plans often promote added benefits, but these can mask important limit…
You Thought Your Coverage Was Full—But Coinsurance Says Otherwise in 2025

Key Takeaways
Coinsurance is one of the most overlooked out-of-pocket expenses in PSHB plans and can significantly affect your total cost of care.In 2025, understanding how coinsurance applies ac…
Don’t Get Caught Off Guard: Medicare Part B Rules Change Under PSHB

Key Takeaways
If you’re a USPS retiree or employee turning 65 or already enrolled in Medicare, the new