How Coinsurance Affects Your Costs for Hospital Stays, Specialists, and More

Key Takeaways:
Coinsurance directly impacts what you pay out-of-pocket for medical services like hospital stays and specialist visits, even with health insurance.Understa…
Picking the Best PSHB Plan for You: Understanding Coverage Options and What Each Plan Offers

Key Takeaways
Understanding your healthcare needs is the first step to selecting the right Postal Service Health Benefits (PSHB) plan for you and your family.Each PSHB plan offers varyi…
How to Combine Medicare Part A with PSHB Plans for Better Hospital Coverage and Peace of Mind

Key Takeaways
Combining Medicare Part A with your Postal Service Health Benefits (PSHB) plan can help reduce hospital-related out-of-pocket costs and enhance your overall coverage.
What Copayments Mean for Families Managing Medical Expenses Throughout the Year

Key Takeaways
Understanding how copayments work can help you budget more effectively for your healthcare costs throughout the year.Planning ahead for common copayment exp…
What Postal Workers Need to Know About Using Medicare with PSHB for Optimal Coverage

Key Takeaways
Combining Medicare with your PSHB plan can provide robust coverage and lower out-of-pocket expenses.Understanding the integration process and key timelines …
High-Deductible PSHB Plans: Are They Worth It for Postal Workers and Families?

Key Takeaways
High-deductible health plans (HDHPs) under the Postal Se…
PSHB Resources That Postal Workers Can Rely On for Accurate and Up-to-Date Information

Key Takeaways
As a Postal Service worker, understanding your PSHB options ensures you make the most of your healthcare coverage.Reliable resources help you navigate the complexitie…
The Real Cost of PSHB Premiums and How They Stack Up Against Coverage for Postal Employees

Key Takeaways
PSHB premiums are a significant cost for post…
Why Deductibles Are a Crucial Part of Making the Right Health Insurance Decision

Key Takeaways
Understanding how deductibles impact your healthcare costs can help you make bett…
What Every Postal Worker Should Know About Coinsurance and Cost-Sharing in PSHB Plans

Key Takeaways:
Understanding coinsurance and cost-sharing in your PSHB plan can help you budget for healthcare expenses and avoid surprises.Knowing the details of your PS…