Medicare and PSHB: An In-Depth Look at How Two Programs Can Complement Each Other
Key Takeaways
The Postal Service Health Benefits (PSHB) program is designed exclusively for USPS employees and retirees, while Medicare serves as a federal health insurance program for those 65 an…
4 Crucial Points About PSHB Deductibles That Every Postal Worker Should Understand
Key Takeaways:
Understanding PSHB deductibles helps you avoid unexpected out-of-pocket expenses and plan your
5 Facts About Your PSHB Copayments That Could Save You Money Over Time
Key Takeaways
Understanding your PSHB copayments can help you make cost-effective healthcare decisions and avoid unexpected expenses.Certain PSHB plans offer reduced copayments whe…
Understanding PSHB Eligibility: What Postal Retirees, Spouses, and Dependents Need to Enroll
Key Takeaways
Understanding PSHB eligibility is crucial to ensure uninterrupted health benefits for retirees, spouses, and dependents.Proper enrollment during specific ti…
Coinsurance in PSHB: 3 Essential Facts to Keep in Mind for Your Healthcare Expenses
Key Takeaways:
Coinsurance is the percentage of costs you share with your Postal Se…
How PSHB Stacks Up Against FEHB and What It Means for Postal Workers and Retirees
Key Takeaways
The Postal Service Health Benefits (PSHB) program, introduced in 2025, replaces the
How Coinsurance Affects Your Costs for Hospital Stays, Specialists, and More
Key Takeaways:
Coinsurance directly impacts what you pay out-of-pocket for medical services like hospital stays and specialist visits, even with health insurance.Understa…
Picking the Best PSHB Plan for You: Understanding Coverage Options and What Each Plan Offers
Key Takeaways
Understanding your healthcare needs is the first step to selecting the right Postal Service Health Benefits (PSHB) plan for you and your family.Each PSHB plan offers varyi…
How to Combine Medicare Part A with PSHB Plans for Better Hospital Coverage and Peace of Mind
Key Takeaways
Combining Medicare Part A with your Postal Service Health Benefits (PSHB) plan can help reduce hospital-related out-of-pocket costs and enhance your overall coverage.
What Copayments Mean for Families Managing Medical Expenses Throughout the Year
Key Takeaways
Understanding how copayments work can help you budget more effectively for your healthcare costs throughout the year.Planning ahead for common copayment exp…
