How Part D Plans Sound Great—Until You Actually Need High-Cost Prescriptions
Key Takeaways
While Medicare Part D now includes …
Drug Coverage Under Medicare Part D Is Better This Year—But Still Confusing
Key Takeaways
In 2025, Medicare Part D brings better financial protections, including a $2,000 annual cap on out-of-pocket drug costs, but complexities still exist in how coverage phases work….
You’ll Need Medicare Part B More Than You Think—But It’ll Cost You First
Key Takeaways
Enrolling in Medicare Part B is critical for protecting your access to outpatient care, even if you already have Postal Service Health Benefits (PSHB) coverage.In 202…
Why Medicare Part A Isn’t Completely Free and What You Need to Budget for in Retirement
Key Takeaways
Medicare Part A may be premium-free for most USPS retirees, but out-of-pocket costs still apply, including deductibles and coinsurance.Planning ahead for hospital stays, skilled nur…
Medicare and PSHB Just Made Prescriptions More Predictable
Key Takeaways
In 2025, the integration of Medicare and the Postal Service Health Benefits (
Think Twice Before Opting Out of the New Prescription Plan
Key Takeaways
Opting out of the new prescription drug plan tied to the Postal Service Health Benefits (PSHB) Program in 2025 may result in significant coverage gaps and financial drawbacks.Unders…
The Prescription Drug Benefit Every Medicare-Eligible USPS Retiree Should Understand
Key Takeaways
The new Medicare-integrated prescription drug benefit under the Postal Service Health Benefits (PSHB) Program significantly changes how USPS retirees and employees manage medication costs in 2025.
Medicare Part C Plans Can Appear Cheaper, But Are They Really the Best Deal for Your Healthcare Needs?
Key Takeaways
Medicare Part C, also known as Medicare Advantage, often appears cheaper due to lower …
Why Medicare Part B Costs Vary and How to Make Sure You’re Not Overpaying for Coverage
Key Takeaways
Medicare Part B costs vary due to income-related adjustments, late enrollment pen…
What Happens When PSHB and Medicare Part D Team Up (And What You’re Really Paying For)
Key Takeaways
When your Postal Service Health Benefits (PSHB) plan works alongside Medicare Part D in 2025, your prescription coverage changes significantly, particularly if you’re Medicare-eligible.
