Prescription Coverage Gaps Haven’t Vanished—Even With New Medicare Part D Rules

Key Takeaways
Despite the 2025 improvements to Medicare Part D, such as the $2,000 out-of-pocket cap, there are still areas where
How Medicare Part A’s ‘Free Coverage’ Can Disappear Sooner Than You Expect

Key Takeaways
Medicare Part A is often described as “free,” but that coverage comes with strict limits that can lea…
PSHB Prescription Drug Benefits Already Include What Part D Tries to Offer Separately

Key Takeaways
If you’re enrolled in a PSHB plan and also eligible for Medicare, you may already have comprehensive prescription drug coverage through an integrated Part D benefit.Enrolling in a s…
How Part B Enrollment Can Unlock Extra Benefits in Your PSHB Plan in 2025

Key Takeaways
Enrolling in Medicare Part B in 2025 can significantly reduce your out-of-pocket healthcare costs under the Postal Service Health Benefits (PSHB) Program.Many PSHB plans now offer e…
Why You Can’t Afford to Ignore Medicare Part B if You’re Relying on PSHB

Key Takeaways
If you’re Medicare-eligible and relying on PSHB in 2025, enrolling in Medicare Part B is not just a suggestion—it’s a requirement for most.Failing to enroll in Part B on time …
You May Still Spend Thousands on Medications Even With a Medicare Part D Plan

Key Takeaways
Even with the $2,000 out-of-pocket cap under Medicare Part D in 2025, many PSHB enrollees can still face substantial medication expenses throughout the year.Understanding what is an…
The Hospital Coverage Gaps That Appear When Medicare Part A Meets PSHB

Key Takeaways
Medicare Part A offers essential hospital insurance, but by itself, it do…
PSHB and Medicare Part C Don’t Always Mix Well—Here’s Why That Matters for You

Key Takeaways
Medicare Part C (also known as Medicare Advantage) can clash with PSHB plan benefits…
Why You Should Never Assume Medicare Part A Will Handle a Hospital Bill Alone

Key Takeaways
Medicare Part A has strict coverage limits and can leave you…
How Medicare Part B Connects to PSHB—and Why One Affects the Other Deeply

Key Takeaways
Enrolling in Medicare Part B is now directly tied to maintaining full benefits under t…