Why Having Both PSHB and Medicare Isn’t Always the Best Choice for USPS Employees

Key Takeaways
While it might seem like doubling up on PSHB and Medicare gives you th…
Why Medicare Part A Isn’t Completely Free and What You Need to Budget for in Retirement

Key Takeaways
Medicare Part A may be premium-free for most USPS retirees, but out-of-pocket costs still apply, including deductibles and coinsurance.Planning ahead for hospital stays, skilled nur…
Deductibles Explained in PSHB Plans: 5 Important Considerations for Your Health Budget

Key Takeaways
Understanding your PSHB deductible helps you manage healthcare expenses and avoid unexpected costs.PSHB plans have varying deductible structures, so comparing options…
Mark Your Calendar: These PSHB Deadlines Are Closer Than You Think

Key Takeaways
Several important deadlines for the Postal Service Health Benefits (PSHB) Program affect your coverage in 2025, and missing them could mean losing access or paying more for healthcare….
The Catch with Medicare Supplement Plans That Rarely Comes Up Until It’s Too Late

Key Takeaways
Medicare Supplement (Medigap) plans may look like a secure option, but limitations around enrollment and coverage can leave you unexpectedly exposed.For Postal Service retirees with…
What You Assume About PSHB Premiums Could Be Totally Wrong by the Time You Retire

Key Takeaways
The premiums you expect to pay under the Postal Service Health Benefits (PSHB) Program in ret…
What’s the Real Difference Between PSHB Coinsurance and Deductibles? You Might Be Paying More Than You Think

Key Takeaways
In 2025, understanding the difference between PSHB coinsurance and deductibles is essential if you want to avoid paying more out of pocket for your health care services.Your overall…
Don’t Rely on Word of Mouth—Here’s Where to Get PSHB Info That’s Actually Accurate

Key Takeaways
In 2025, misinformation about the Postal Service Health Benefits (PSHB) program is common, especially from unofficial sources. Relying on trusted, official resources is essential for accurate decis…
What’s Changing with FEHB and PSHB? The Biggest Differences That Could Affect Your Healthcare Choices

Key Takeaways
The Federal Employees Health Benefits (
4 Deadlines Every Medicare Beneficiary Needs to Mark on Their Calendar

Key Takeaways
Knowing key Medicare deadlines can save you from penalties and ensure uninterrupted healthcare coverage.Staying informed about PSHB integration with Medicare will help USPS retirees…