You Thought Your Coverage Was Full—But Coinsurance Says Otherwise in 2025
Key Takeaways
Coinsurance is one of the most overlooked out-of-pocket expenses in PSHB plans and can significantly affect your total cost of care.In 2025, understanding how coinsurance applies ac…
Don’t Get Caught Off Guard: Medicare Part B Rules Change Under PSHB
Key Takeaways
If you’re a USPS retiree or employee turning 65 or already enrolled in Medicare, the new
What You Should Know About the Balance Between Out-of-Pocket Costs and Employer Contributions
Key Takeaways
Balancing out-of-pocket costs and employer contributions requires understanding your PSHB plan’s cost-sharing structure, including premiums, deductibles, and copaymen…
These PSHB Dates Could Change Your Coverage—For Better or Worse
Key Takeaways
Missing or ignoring key PSHB deadlines in 2025 could result in loss of…
A Deep Dive Into PSHB Benefits: What Makes Them Stand Out for Postal Families
Key Takeaways:
The Postal Service Health Benefits (PSHB) Program provides tailored healthcare coverage for
Coinsurance vs. Copayments: Understanding the Key Differences That Impact Your Healthcare Costs
Key Takeaways
Coinsurance and copayments play different roles in how you share healt…
Avoid These Common PSHB Enrollment Mistakes That Could Cost You More Than Expected
Key Takeaways
A few simple missteps during Postal Service Health Benefits (PSHB) enrollment can lead to hig…
These Two Websites Will Shape Your Health Coverage in 2025
Key Takeaways
The two most important websites that will impact your health coverage decisions in 2025 are LiteBlue and KeepingPosted.org.Understanding how to use…
That Special Enrollment Window Was a Lifesaver—Here’s Why
Key Takeaways
The Special Enrollment Period (SEP) in 2024 was critical for many USPS employee…
Using LiteBlue and KeepingPosted Together: What Postal Workers and Retirees Should Know
Key Takeaways
LiteBlue and KeepingPosted serve distinct but complementary roles in keeping
