How the New $2,000 Drug Cap in Part D Works Inside PSHB—And When It Doesn’t
Key Takeaways
The new $2,000 out-of-pocket cap on prescription drugs under Medicare Part D applies automatically inside
Why Your Deductible Feels Invisible—Until You’re Paying Thousands Before Coverage Kicks In
Key Takeaways
PSHB deductibles reset every January, requiring you to pay the full deductible am…
If You’re Turning 65 Soon, PSHB Won’t Wait for You to Get Organized
Key Takeaways
Turning 65 is a critical milestone for PSHB enrollees because Medicare enrollment becomes time-sensitive and mandatory for many retirees.Missing your Medicare Part B window could le…
Medicare Advantage Plans Change Every Year—Here’s What to Watch Before You Re-Enroll
Key Takeaways
Medicare Advantage plans change every year. You need to review more than…
Why Comparing FEHB and PSHB Takes More Than Just Looking at Premiums
Key Takeaways
Premiums alone don’t capture the full cost picture of Postal Service Health Benefits (PSHB) plans—deductibles, coinsurance, and Medicare integration significantly affect what you actual…
The Cost Breakdown of PSHB That Explains Where Every Dollar Is Really Going
Key Takeaways
While Postal Service Health Benefits (PSHB) contributions may appear manageable at first glance, a deeper analysis reveals a wide range of associated costs that quietly accumulate over time.
How Medicare Part C Can Complicate Things Instead of Making Them Easier
Key Takeaways
Medicare Part C may seem to offer convenience, but it can introduce hid…
The Parts of Medicare Advantage That Confuse Almost Everyone—And Still Matter Most
Key Takeaways
Many Postal Service Health Benefits (PSHB) enrollees misunderstand crucial parts of
VA Coverage and PSHB: Do You Still Have to Enroll in Medicare Part B?
Key Takeaways
If you’re eligible for VA healthcare and are also a USPS retiree or employee transitioning to the PSHB Program in 2025, you may still need to enroll in Medicare Part B depending on your statu…
The PSHB Resource Most People Ignore—But It Could Save You Hundreds
Key Takeaways
The PSHB Navigator Help Line is one of the most overlooked yet most valuable tools available to you as a current or retired USPS employee navigating your health coverage.Using this …
