How Part B Affects Your PSHB Premiums, Deductibles, and Prescription Drug Benefits
Key Takeaways
Enrolling in Medicare Part B is not just a medical decision—it directly affe…
How the New PSHB Plans Compare to the FEHB You’ve Trusted for Years
Key Takeaways
The Postal Service Health Benefits (PSHB) program officially replaces FEHB coverage for USPS
Medicare Sounds Familiar—But the 2025 Version Has Some New and Unexpected Costs
Key Takeaways
Medicare in 2025 introduces new cost structures and out-of-pocket responsibilities that can catch even seasoned retirees off guard.If you’re enrolled in a Postal Service Health Bene…
What Retirees Are Learning the Hard Way About Medicare Part B in 2025
Key Takeaways
Many PSHB retirees are surprised by the actual costs and rules surroun…
Choosing Medicare Advantage Without Understanding PSHB Could Cost You Benefits Later
Key Takeaways
Enrolling in a Medicare Advantage plan without fully understanding how it interacts with
Some Retirees Think They Need Medigap with PSHB—Here’s What They Often Overlook
Key Takeaways
Medigap is not necessary for most Postal Service retirees enrolled in the PSHB Program, especially if you are also enrolled in Medicare Part B.Paying for Medigap on top of PSHB and …
You May Be Penalized for Delaying Part B—Even If Your PSHB Coverage Looks Strong Today
Key Takeaways
Delaying Medicare Part B enrollment past age 65 can trigger permanent late enrollment penalties, even if you’re currently covered under a
The Shift from FEHB to PSHB Brings New Rules—Here’s What You Won’t See at First
Key Takeaways
The Postal Service Health Benefits (PSHB) Program has officially replaced FE…
Why Part C Plans Might Overlap or Interfere with What PSHB Already Offers
Key Takeaways
Enrolling in a Medicare Part C (Medicare Advantage) plan can create conflicts with your Postal Service Health Benefits (PSHB) coverage, especially when coordination of benefits and
How Medicare and PSHB Deductibles Overlap (Or Don’t) and What That Means for You
Key Takeaways
Medicare and PSHB deductibles function independently, and they do not automatically offs…
