You Might Like Your Medicare Advantage Plan Now—Until You Need Care Outside Its Network
Key Takeaways
Medicare Advantage plans may offer lower upfront costs, but their limit…
What PSHB Enrollees Need to Know About Medicare Coordination Before Turning 65
Key Takeaways
Enrolling in Medicare Part B before age 65 is essential for certain PSHB annuitants to avoid losing benefits or paying higher costs.Timing matters: You must understand enrollment wi…
The Most Overlooked Reason Medicare Part C Could Leave You Underinsured
Key Takeaways
Medicare Part C plans often limit network flexibility and may exclude certain critical…
Understanding Medicare Isn’t Optional Anymore—Here’s Why It’s Critical for PSHB Users
Key Takeaways
If you’re a Postal Service Health Benefits (PSHB) enrollee aged 65 or older, understanding and enrolling in Medicare—especially Part B—isn’t just helpful anymore, it’s…
Why Choosing a Part C Plan Without Comparing Options Could Cost You in 2025
Key Takeaways
Medicare Part C plans often appear attractive due to extra benefits, but those additions can obscure important limitations that may directly impact your care and costs.For Postal Se…
The Way Medicare Integrates With PSHB Could Save You Money—or Lead to Confusing Gaps
Key Takeaways
Enrolling in both Medicare and a Postal Service Health Benefits (PSHB) plan in 2025 may reduce your overall healthcare costs, but only if you understand how the two systems work together.
How Copayments in PSHB Plans Shift Based on the Care You Actually Use
Key Takeaways
Your out-of-pocket costs under a PSHB plan can vary significantly based on the type and frequency of care you use, even when flat copays appear predictable.Copayments in PSHB plans …
Why Some Postal Retirees Are Walking Away from Medicare Advantage Despite the Extras
Key Takeaways
Many postal retirees are opting out of Medicare Advantage despite its extra perks due to limitations in access, provider restrictions, and lack of cost predictability.For PSHB enrol…
Medigap Premiums Can Be Worth It—Especially When Your PSHB Plan Leaves Gaps Unfilled
Key Takeaways
Even with robust coverage through the Postal Service Health Benefits (PSHB) Prog…
The Differences Between FEHB and PSHB That Matter Most—But Get Discussed Least
Key Takeaways
Although PSHB may appear similar to FEHB on the surface, core differences in plan structure, Medicare integration, and cost-sharing impact your wallet and coverage experience more than you might exp…
