How to Tell If You’re Paying Too Much in PSHB Premiums Without Realizing It

Key Takeaways
Even with government subsidies, your PSHB premiums in 2025 could be hi…
The PSHB Copayment Structure Could Surprise You During a Health Crisis

Key Takeaways
Even if you feel your PSHB plan offers solid coverage, copayments can build up fast in emergencies or prolonged treatments.Knowing how PSHB copayment structures function in 2025 can…
The Provider Network in PSHB Plans Isn’t Always What It Appears—Double Check This First

Key Takeaways
A provider’s name appearing in a PSHB plan’s directory does not guarantee they are actively participating in the network—verification is essential before you seek care.Relying…
What Happens If You Miss the PSHB Deadline? It’s Not the End, But It Might Cost You

Key Takeaways
Missing the PSHB enrollment deadline in 2025 doesn’t mean you lose all access to coverage, but your options may become limited and more expensive.Some exceptions and
Why Government Contributions Make a Big Difference in Your PSHB Plan Choice

Key Takeaways
Your share of PSHB premiums depends heavily on how much the government…
How to Tell If You’ve Met Your PSHB Deductible Without Playing the Guessing Game

Key Takeaways
You can easily track your PSHB deductible status in 2025 without second-guessing …
One PSHB Coinsurance Clause Could Affect Your Budget More Than Your Premium Ever Will

Key Takeaways
A coinsurance clause in your PSHB plan could expose you to significant out-of-poc…
How Medicare Part D Works and What You Need to Know About Coverage, Costs, and Formularies

Key Takeaways
Medicare Part D helps cover prescription drug costs for USPS retirees and employees, but understanding formularies, tiers, and out-of-pocket costs is essential for choosing the right plan….
Medicare Requirements for USPS Employees Aren’t What They Used to Be

Key Takeaways
In 2025, Medicare enrollment requirements for USPS employees and retiree…
Before You Sign Anything: The 2025 PSHB Eligibility Rules That Could Catch You Off Guard

Key Takeaways
In 2025, new eligibility requirements for the Postal Service Health Benefits (PSHB) Program could impact your ability to maintain coverage, especially if you’re a retiree or nearing retirement….