Deductibles Sound Like a Minor Thing—Until You Need Care and Get a Big Bill First
Key Takeaways
In 2025, many PSHB plans carry deductibles between $350 and $2,000, depending on …
Why Prescription Drug Coverage Under Medicare Part D Still Requires Careful Plan Comparison
Key Takeaways
Even though Medicare Part D now includes a $2,000 cap on out-of-pocket drug costs in 2025, it still doesn’t mean every drug is covered the same across all plans. The details of coverage can vary wid…
How Part B Affects Your PSHB Premiums, Deductibles, and Prescription Drug Benefits
Key Takeaways
Enrolling in Medicare Part B is not just a medical decision—it directly affe…
How the New PSHB Plans Compare to the FEHB You’ve Trusted for Years
Key Takeaways
The Postal Service Health Benefits (PSHB) program officially replaces FEHB coverage for USPS
Medicare Sounds Familiar—But the 2025 Version Has Some New and Unexpected Costs
Key Takeaways
Medicare in 2025 introduces new cost structures and out-of-pocket responsibilities that can catch even seasoned retirees off guard.If you’re enrolled in a Postal Service Health Bene…
What Retirees Are Learning the Hard Way About Medicare Part B in 2025
Key Takeaways
Many PSHB retirees are surprised by the actual costs and rules surroun…
Choosing Medicare Advantage Without Understanding PSHB Could Cost You Benefits Later
Key Takeaways
Enrolling in a Medicare Advantage plan without fully understanding how it interacts with
Some Retirees Think They Need Medigap with PSHB—Here’s What They Often Overlook
Key Takeaways
Medigap is not necessary for most Postal Service retirees enrolled in the PSHB Program, especially if you are also enrolled in Medicare Part B.Paying for Medigap on top of PSHB and …
You May Be Penalized for Delaying Part B—Even If Your PSHB Coverage Looks Strong Today
Key Takeaways
Delaying Medicare Part B enrollment past age 65 can trigger permanent late enrollment penalties, even if you’re currently covered under a
The Shift from FEHB to PSHB Brings New Rules—Here’s What You Won’t See at First
Key Takeaways
The Postal Service Health Benefits (PSHB) Program has officially replaced FE…
