The Copayments You Don’t Notice Now Could Become the Most Frustrating Costs Later On
Key Takeaways
Even small PSHB copayments can grow into substantial out-of-pocket costs in retir…
How Deductibles Shift the Risk Back to You—Even When You’re Technically Covered
Key Takeaways
Even with PSHB coverage, deductibles in 2025 are transferring more fin…
The Medicare Drug Coverage You Think You Have Might Not Be the One You Actually Need
Key Takeaways
Even if you’re enrolled in a Medicare drug plan under PSHB, that doesn’t mean you have the coverage that best fits your prescriptions and usage needs in 2025.The new $2,…
This Is What You Need to Know Before Combining Medicare with Postal Health Coverage
Key Takeaways
Combining Medicare with your PSHB plan can lower your out-of-pocket costs, but only if you enroll at the right time and meet eligibility requirements.If you’re required to enroll in…
Not All Copayments Are Created Equal—And That’s a Big Deal for Retirees in 2025
Key Takeaways
PSHB
Medicare Part A Starts the Clock on Your PSHB Coordination—Don’t Miss It
Key Takeaways
Medicare Part A enrollment is not just a checkbox; it activates how your PSHB benefits coordinate with federal healthcare systems starting at age 65.Failing to enroll in Part A when…
The Tradeoffs You Make with Medicare Advantage Aren’t Always Obvious—Until They Are
Key Takeaways
Medicare Advantage plans often appeal with added benefits, but many of their limitations only become clear when you attempt to use them—especially during unexpected health events.
Costs and Contributions Can Be Hard to Track—But Ignoring Them Could Hurt You Financially
Key Takeaways
Tracking your Postal Service Health Benefits (PSHB) costs and contributions in 2025 is critic…
Hidden Healthcare Math: Why Your Contributions Keep Growing Even When Benefits Stay the Same
Key Takeaways
Your PSHB premiums are increasing in 2025, but your coverage might not…
If You’re Only Looking at Premiums, You’re Missing the Bigger Picture of Your Health Costs
Key Takeaways
Focusing only on your monthly PSHB premium can leave you blind to other major health…
