You Might Not Think About Coinsurance Now—But You’ll Definitely Notice It After the First Big Bill

Key Takeaways
Coinsurance is a percentage-based cost-sharing obligation that applies after you meet your deductible—and it can quickly escalate your out-of-pocket expenses, especially durin…
The Way Medicare Integrates With PSHB Could Save You Money—or Lead to Confusing Gaps

Key Takeaways
Enrolling in both Medicare and a Postal Service Health Benefits (PSHB) plan in 2025 may reduce your overall healthcare costs, but only if you understand how the two systems work together.
Understanding the Unique Edge of PSHB Over FEHB: 3 Insights You Might Find Surprising

Key Takeaways
The Postal Service Health Benefits (PSHB) program offers enhanced coverage, cost-sharing advantages, and exclusive features tailored for postal workers.Transitioning …
The 2025 Health Benefits Shift for Postal Employees: What You Should Be Asking About Right Now to Stay Ahead

Key Takeaways:
The transition to the Postal Service Health Benefits (PSHB) Program in 2025 is a major change for postal employees and retirees, affecting health coverage options and costs…
Why PSHB Could Be the Best Health Benefit Program USPS Employees Have Ever Had

Key Takeaways:
The Postal Service Health Benefits (PSHB) program offers USPS employees a dedicated healthcare option tailored…
Medicare Part B Enrollment and the PSHB Program

Key Takeaways
Understanding the key aspects of Medicare Part B enrollment and its integration with the PSHB Program ensures seamless health coverage.Knowing the eligibility criteria, key dates, and required documentation simplifies t…