You May Be Penalized for Delaying Part B—Even If Your PSHB Coverage Looks Strong Today
Key Takeaways
Delaying Medicare Part B enrollment past age 65 can trigger permanent late enrollment penalties, even if you’re currently covered under a
The Shift from FEHB to PSHB Brings New Rules—Here’s What You Won’t See at First
Key Takeaways
The Postal Service Health Benefits (PSHB) Program has officially replaced FE…
Why Part C Plans Might Overlap or Interfere with What PSHB Already Offers
Key Takeaways
Enrolling in a Medicare Part C (Medicare Advantage) plan can create conflicts with your Postal Service Health Benefits (PSHB) coverage, especially when coordination of benefits and
How Medicare and PSHB Deductibles Overlap (Or Don’t) and What That Means for You
Key Takeaways
Medicare and PSHB deductibles function independently, and they do not automatically offs…
Medicare Advantage (Part C) Could Work for You—But Only If You Ask the Right Questions First
Key Takeaways
Medicare Advantage (Part C) can offer you more coordinated care and lower out-of-pocket costs, but only if the plan aligns with your health needs, Medicare status, and PSHB requirements.
Medicare Part C Is Still Growing—But So Are the Questions About What It Leaves Out
Key Takeaways
Medicare Part C, also known as Medicare Advantage, continues to grow in popularity among PSHB-eligible retirees, but many enrollees misunderstand what is and isn’t included.Ke…
Why Your Out-of-Pocket Costs Might Be Rising Even with ‘Low’ Monthly Contributions
Key Takeaways
Even if your monthly PSHB premium looks affordable, your total yearly healthcare cost…
The Relationship Between Medicare and PSHB Is More Complicated Than You’re Told
Key Takeaways
Being enrolled in both Medicare and PSHB in 2025 means your coverage is layered, not duplicated. The rules about how they work together depend heavily on your retirement status, Medicare enrollment…
You’re Still Paying Coinsurance After Medicare and PSHB—Here’s Why That Doesn’t Always Add Up
Key Takeaways
Even with both Medicare and a PSHB plan, you may still face coinsuranc…
The Move from FEHB to PSHB Seems Simple—Until You Look at What’s Actually Changing
Key Takeaways
The Postal Service Health Benefits (PSHB) Program has officially replaced FEHB for
