You May Be Penalized for Delaying Part B—Even If Your PSHB Coverage Looks Strong Today
Key Takeaways
Delaying Medicare Part B enrollment past age 65 can trigger permanent late enrollment penalties, even if you’re currently covered under a
Why Part C Plans Might Overlap or Interfere with What PSHB Already Offers
Key Takeaways
Enrolling in a Medicare Part C (Medicare Advantage) plan can create conflicts with your Postal Service Health Benefits (PSHB) coverage, especially when coordination of benefits and
Medicare Advantage (Part C) Could Work for You—But Only If You Ask the Right Questions First
Key Takeaways
Medicare Advantage (Part C) can offer you more coordinated care and lower out-of-pocket costs, but only if the plan aligns with your health needs, Medicare status, and PSHB requirements.
Medicare Part C Is Still Growing—But So Are the Questions About What It Leaves Out
Key Takeaways
Medicare Part C, also known as Medicare Advantage, continues to grow in popularity among PSHB-eligible retirees, but many enrollees misunderstand what is and isn’t included.Ke…
Medicare Part D Now Caps Drug Costs—But You Still Need to Watch What’s Actually Covered
Key Takeaways
Medicare Part D now includes a $2,000 annual cap on out-of-pocket prescription drug costs…
Hospital Coverage Sounds Reassuring—Until You See Medicare Part A’s Fine Print
Key Takeaways
Medicare Part A provides hospital coverage, but it doesn’t m…
How the New $2,000 Drug Cap in Part D Works Inside PSHB—And When It Doesn’t
Key Takeaways
The new $2,000 out-of-pocket cap on prescription drugs under Medicare Part D applies automatically inside
Medicare Advantage Plans Change Every Year—Here’s What to Watch Before You Re-Enroll
Key Takeaways
Medicare Advantage plans change every year. You need to review more than…
How Medicare Part C Can Complicate Things Instead of Making Them Easier
Key Takeaways
Medicare Part C may seem to offer convenience, but it can introduce hid…
VA Coverage and PSHB: Do You Still Have to Enroll in Medicare Part B?
Key Takeaways
If you’re eligible for VA healthcare and are also a USPS retiree or employee transitioning to the PSHB Program in 2025, you may still need to enroll in Medicare Part B depending on your statu…
