The Details That Make or Break a Medicare Advantage Plan Under Part C

Key Takeaways
Medicare Advantage (Part C) plans may appear attractive due to all-in-one coverage, but critical coverage limitations, restrictions, and cost-sharing rules often surprise Postal Service Health Bene…
The Medicare Part B Rules That Most Retirees Misread—and End Up Paying For

Key Takeaways
If you’re a Postal Service retiree eligible for Medicare in 2025, skipping or misreading the rules of Medicare Part B could mean permanently
The Most Overlooked Reason Medicare Part C Could Leave You Underinsured

Key Takeaways
Medicare Part C plans often limit network flexibility and may exclude certain critical…
Why Choosing a Part C Plan Without Comparing Options Could Cost You in 2025

Key Takeaways
Medicare Part C plans often appear attractive due to extra benefits, but those additions can obscure important limitations that may directly impact your care and costs.For Postal Se…
PSHB Prescription Coverage and Part D Might Overlap—But They’re Not Interchangeable

Key Takeaways
In 2025, the prescription drug coverage under the Postal Service Health Benefits (PSHB) program works in tandem with Medicare Part D, but these two coverages are not interchangeable. Each plays a di…
Why Medicare Part C Might Not Be the Right Fit if You Use PSHB or Travel Often

Key Takeaways
If you are enrolled in the Postal Service Health Benefits (PSHB) progr…
The Medical Services That Part B Covers—and the Hidden Costs People Don’t Talk About

Key Takeaways
Medicare Part B covers a wide range of outpatient and physician services, but many ser…
The Medicare Drug Coverage You Think You Have Might Not Be the One You Actually Need

Key Takeaways
Even if you’re enrolled in a Medicare drug plan under PSHB, that doesn’t mean you have the coverage that best fits your prescriptions and usage needs in 2025.The new $2,…
Medicare Part A Starts the Clock on Your PSHB Coordination—Don’t Miss It

Key Takeaways
Medicare Part A enrollment is not just a checkbox; it activates how your PSHB benefits coordinate with federal healthcare systems starting at age 65.Failing to enroll in Part A when…
Skipping Medicare Part B Doesn’t Just Cost You Later—It Can Also Cancel Other Coverage Options

Key Takeaways
If you skip Medicare Part B when you’re required to enroll, you risk losing critical access to Postal Service Health Benefits (PSHB) coverage or seeing major reductions in your benefits.