Why the $2,000 Limit Doesn’t Mean You’re Done Paying for Meds Under PSHB
Key Takeaways
The new $2,000 annual cap on prescription drug costs under Medicare Part D helps control …
The Coinsurance Curveball Hidden Inside Medicare Part A Coverage Rules
Key Takeaways
Medicare Part A coinsurance costs can increase significantly during longer hospital stays, creating unexpected
Don’t Assume Part C and PSHB Always Work Well Together—They Don’t
Key Takeaways
Enrolling in Medicare Part C (Medicare Advantage) while also enrolled in a Postal Service Health Benefits (PSHB) plan can lead to overlapping coverage, conflicting rules, and unexpected costs.
The Premiums for Medicare Part B May Be Rising—But So Is What It Covers
Key Takeaways
In 2025, the Medicare Part B premium has increased, but the scope of services and financi…
The Prescription Drug Cap Looks Great—Until You Hit a Tier Your Plan Doesn’t Like
Key Takeaways
The new $2,000 out-of-pocket cap under …
The Mistakes People Make Assuming Medicare Part A Covers Every Hospital Bill
Key Takeaways
Medicare Part A is not free and does not cover all hospital-related costs. Understanding its limitations is essential for effective
Thinking of Dropping Medicare Part B? Your PSHB Coverage Might Not Survive It
Key Takeaways
If you’re a Medicare-eligible Postal Service retiree, dropping Part B could jeopardize your PSHB plan and eliminate your
Why Some Postal Retirees Drop Part C to Let PSHB Stand Alone—For Good Reason
Key Takeaways
Dropping Medicare Part C can streamline your coverage and el…
Some PSHB Plans Warn Against Using Medicare Part C—And Here’s Why That Matters
Key Takeaways
Some PSHB plans caution against enrolling in Medicare Part C (Medicare Advantage) due to
PSHB Doesn’t Automatically Fill the Gaps Medicare Part A Might Leave Behind
Key Takeaways
While Medicare Part A provides essential hospital coverage, it does not cover every cost associated with inpatient or post-acute care, which means
