The Parts of Medicare Advantage That Confuse Almost Everyone—And Still Matter Most
Key Takeaways
Many Postal Service Health Benefits (PSHB) enrollees misunderstand crucial parts of
VA Coverage and PSHB: Do You Still Have to Enroll in Medicare Part B?
Key Takeaways
If you’re eligible for VA healthcare and are also a USPS retiree or employee transitioning to the PSHB Program in 2025, you may still need to enroll in Medicare Part B depending on your statu…
The PSHB Resource Most People Ignore—But It Could Save You Hundreds
Key Takeaways
The PSHB Navigator Help Line is one of the most overlooked yet most valuable tools available to you as a current or retired USPS employee navigating your health coverage.Using this …
How Part D Plans Sound Great—Until You Actually Need High-Cost Prescriptions
Key Takeaways
While Medicare Part D now includes …
Drug Coverage Under Medicare Part D Is Better This Year—But Still Confusing
Key Takeaways
In 2025, Medicare Part D brings better financial protections, including a $2,000 annual cap on out-of-pocket drug costs, but complexities still exist in how coverage phases work….
PSHB Plans Work Best With Medicare—Here’s What That Actually Means
Key Takeaways
Enrolling in Medicare Part B enhances your PSHB benefits by reducing out-of-pocket cos…
What USPS Employees Need to Know About FEHB vs. PSHB and How It Affects Retirement Planning
Key Takeaways
The switch from FEHB to PSHB in 2025 changes how USPS health benefits interact with Medicare and retirement planning.Understanding your options now can help you avoid gaps in covera…
3 Reasons You Might Not Qualify for PSHB—And What to Do About It
Key Takeaways
You must actively enroll during the designated enrollment period; automatic enrollment doesn’t always apply.
You’ll Need Medicare Part B More Than You Think—But It’ll Cost You First
Key Takeaways
Enrolling in Medicare Part B is critical for protecting your access to outpatient care, even if you already have Postal Service Health Benefits (PSHB) coverage.In 202…
From Premiums to Out-of-Pocket: The Full Story on PSHB Costs
Key Takeaways
PSHB plans in 2025 come with a variety of costs beyond monthly premiums, including copayments, coinsurance, deductibles, and out-of-pocket maximums that can significantly affect your total yearly e…
