The Switch From FEHB to PSHB Isn’t Automatic—and Could Save You or Cost You
Key Takeaways
Switching from FEHB to PSHB is not always automatic; if you’re not paying attention, you could be enrolled in a plan that doesn’t align with your
PSHB Prescription Drug Benefits Already Include What Part D Tries to Offer Separately
Key Takeaways
If you’re enrolled in a PSHB plan and also eligible for Medicare, you may already have comprehensive prescription drug coverage through an integrated Part D benefit.Enrolling in a s…
How Copayments in PSHB Plans Shift Based on the Care You Actually Use
Key Takeaways
Your out-of-pocket costs under a PSHB plan can vary significantly based on the type and frequency of care you use, even when flat copays appear predictable.Copayments in PSHB plans …
Drug Coverage Under Medicare Part D Is Better This Year—But Still Confusing
Key Takeaways
In 2025, Medicare Part D brings better financial protections, including a $2,000 annual cap on out-of-pocket drug costs, but complexities still exist in how coverage phases work….
4 Crucial Points About PSHB Deductibles That Every Postal Worker Should Understand
Key Takeaways:
Understanding PSHB deductibles helps you avoid unexpected out-of-pocket expenses and plan your
Why Every USPS Worker Should Be Paying Attention to the 2025 Health Insurance Transition and What It Means for Coverage
Key Takeaways
The 2025 transition from FEHB to PSHB marks a major shift for USPS employees and retirees, requiring careful attention to new plans, premiums, and coverage.Aligning P…
The Essential Guide to Dependent Coverage for Postal Service Health Benefits in 2025
Key Takeaways
Dependent coverage under the Postal Service Health Benefits (PSHB) Program offers significant options, with updates taking effect in 2025.Understanding eligibility, enrollment periods, and coverage specifics will help p…
