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Nicholas Downing

Licensed Agent

  • Palm Springs, California

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Nicholas Downing Articles

Key Takeaways Explore All Your Options: With the PSHB program launching for postal workers in 2025, it’s essential to review your plan choices during Open Season to ensure your
Key Takeaways The Postal Service Health Benefits (PSHB) program marks a significant shift for USPS workers and retirees, with Ope...
Key Takeaways: The Postal Service Health Benefits (PSHB)
Key Takeaways The new Postal Service Health Benefits (PSHB) program changes how retirees access healthcare, integrating with Medicare options.USPS retirees need to understand their PSHB options to make informed choices about their
Key Takeaways The Postal Service Reform Act brought significant changes to USPS employee health benefits...
Key Takeaways The new Postal Service Health Benefits (PSHB) Program will start on January 1, 2025, offering
Key Takeaways Medicare offers varying levels of coverage for eye health, with spec...
Key Takeaways Understanding the eligibility criteria for PSHB in 2024 is essential for USPS employees and retirees to ensure they meet the requirements and can benefit from the health coverage options available.Meeting the eligibility requirements ...
Key Takeaways Understanding the true cost of Medigap involves analyzing premiums, deductibles, and out-of-pocket expenses to make in...
Key Takeaways Recent legislative changes, including the Postal Service Reform Act, significantly impact PSHB enrollment pr...

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