The USPS Health Change Doesn’t Affect Everything—Here’s What Won’t Change

Key Takeaways
The transition to the Postal Service Health Benefits (PSHB) Program in 2025 introduces important changes, but not all benefits are impacted.Your core retirement, dental, vision, and…
Open Season Is Your Only Shot—So Make It Count

Key Takeaways
Open Season is the only annual window for USPS
What PSHB Means (and Doesn’t Mean) for Your Other Federal Perks

Key Takeaways
The Postal Service Health Benefits (PSHB) Program affects your FEHB coverage, bu…
PSHB vs. Medicare—Which One Offers the Best Coverage and Cost Savings for Retirees?

Key Takeaways
Choosing between PSHB and Medicare depends on factors like your retirement status, healthcare needs, and financial situation. Medicare may offer broader provider access, while PSHB…
Everything You Should Know About the PSHB Tools and Resources at Your Disposal

Key Takeaways:
The Postal Service Health Benefits (PSHB) program provides USPS emp…
4 Things That Could Affect Your Medicare Part D Costs in 2025

Key Takeaways
Medicare Part D costs in 2025 may change significantly due to the introduction of new …
Why Having Both PSHB and Medicare Might Not Always Be the Best Option for Every Retiree

Key Takeaways
Enrolling in both PSHB and Medicare might offer layered coverage…
Premiums vs. Out-of-Pocket Costs—Which Matters More When Choosing a Health Plan?

Key Takeaways
Lower monthly premiums might seem attractive, but higher out-of-pocket costs can add…
What Determines Medigap Premiums and How to Make Sure You’re Not Overpaying for Coverage

Key Takeaways
Medigap premiums vary based on multiple factors, including location, age, and enrollment timing. Understanding these factors can help you identify whether you’re paying a fair rate…
Why Some Medicare Advantage Plans Look Cheaper Upfront but Could Cost You More in the Long Run

Key Takeaways
Some Medicare Advantage plans may appear cheaper at first but can lead t…