The Accidental Budget Drain Nobody Warns You About: Everyday Copayments

Key Takeaways
Even low copayments under Postal Service Health Benefits (PSHB) can snowball into significant annual expenses, especially when used frequently.Reviewing your plan’s copay stru…
How Copayments in PSHB Plans Shift Based on the Care You Actually Use

Key Takeaways
Your out-of-pocket costs under a PSHB plan can vary significantly based on the type and frequency of care you use, even when flat copays appear predictable.Copayments in PSHB plans …
The Copayments You Don’t Notice Now Could Become the Most Frustrating Costs Later On

Key Takeaways
Even small PSHB copayments can grow into substantial out-of-pocket costs in retir…
Not All Copayments Are Created Equal—And That’s a Big Deal for Retirees in 2025

Key Takeaways
PSHB
The Problem With Copays Isn’t the Amount—It’s How Frequently You’re Expected to Pay Them

Key Takeaways
The true financial burden of copayments under your
Managing Your Budget with PSHB Copayments: Tips for Postal Workers and Retirees

Key Takeaways
Understanding PSHB copayments is essential for managing your healthcare budget effectively as a postal worker or retiree.By adopting smart strategies, you c…
4 Common Copayment Mistakes That Could Drain Your Wallet Fast

Key Takeaways
Copayment mistakes can significantly increase your healthcare expenses under the Postal Service Health Benefits (PSHB) program.Understanding your plan’s details, staying in-netw…
Copayments vs. Coinsurance: What’s the Real Difference and How Does It Affect Your Healthcare Budget?

Key Takeaways
Copayments and coinsurance are two distinct ways you share healthca…
Deductibles, Coinsurance, and Copayments: How PSHB Plans Split Costs Between the Government and You

Key Takeaways:
PSHB plans split
5 Facts About Your PSHB Copayments That Could Save You Money Over Time

Key Takeaways
Understanding your PSHB copayments can help you make cost-effective healthcare decisions and avoid unexpected expenses.Certain PSHB plans offer reduced copayments whe…