Deductibles in PSHB Can Double When You Go Out of Network—But It’s Rarely Stated Clearly
Key Takeaways
Out-of-network deductibles under
This Overlooked Difference Between FEHB and PSHB Could Affect Your Doctor Access for Good
Key Takeaways The PSHB program in 2025 introduces network differences that may limit access…
Medicare Works Best With Backup—Relying on It Alone Could Be an Expensive Gamble
Key Takeaways
Medicare offers valuable hospital and medical coverage, but it doesn’t cover everything—especially routine care, prescription drugs, and out-of-pocket costs. Without additional coverage, your …
Total Cost Breakdown of PSHB: What Goes Where and Why It Keeps Rising
Key Takeaways
PSHB premiums and out-of-pocket costs have risen in 2025, largely driv…
The Hospital Coverage Gaps That Appear When Medicare Part A Meets PSHB
Key Takeaways
Medicare Part A offers essential hospital insurance, but by itself, it do…
Contributions Aren’t Just Percentages—They’re the Backbone of Your Healthcare Budget
Key Takeaways
Your share of PSHB premiums in 2025 may seem like a flat percentage, but it often disguises the real cost to your monthly healthcare budget.Understanding how contributions work&mdas…
Adding Medicare to PSHB Feels Automatic, But These Rules Make a Big Difference
Key Takeaways
Enrolling in Medicare may seem like a natural step once you’re covered by a PSHB plan, but several rules determine how well the two work together—or if they even do at all.You…
PSHB and Medicare Part C Don’t Always Mix Well—Here’s Why That Matters for You
Key Takeaways
Medicare Part C (also known as Medicare Advantage) can clash with PSHB plan benefits…
If You Thought You Understood Copays, Your PSHB Plan Might Still Surprise You
Key Takeaways
Even when you think you understand copays, your PSHB plan can include …
Why Some PSHB Enrollees Drop Medicare Advantage—And When That’s a Mistake
Key Takeaways
Dropping a Medicare Advantage plan after enrolling in PSHB may seem like a way to cut costs, but it can backfire depending on your specific circumstances.Medicare Advantage plans st…
