All Medigap Plans Look the Same on Paper—Until You Compare What They Actually Pay

Key Takeaways
Medigap plans are standardized by letter (A through N), but what they actually cover in practice can differ due to timing, enrollment conditions, and provider billing.Postal retiree…
How the New $2,000 Drug Cap in Part D Works Inside PSHB—And When It Doesn’t

Key Takeaways
The new $2,000 out-of-pocket cap on prescription drugs under Medicare Part D applies automatically inside