How Medicare Part A’s ‘Free Coverage’ Can Disappear Sooner Than You Expect

Key Takeaways
Medicare Part A is often described as “free,” but that coverage comes with strict limits that can lea…
Some Retirees Think They Need Medigap with PSHB—Here’s What They Often Overlook

Key Takeaways
Medigap is not necessary for most Postal Service retirees enrolled in the PSHB Program, especially if you are also enrolled in Medicare Part B.Paying for Medigap on top of PSHB and …
You May Be Penalized for Delaying Part B—Even If Your PSHB Coverage Looks Strong Today

Key Takeaways
Delaying Medicare Part B enrollment past age 65 can trigger permanent late enrollment penalties, even if you’re currently covered under a
How PSHB Stacks Up Against FEHB and What It Means for Postal Workers and Retirees

Key Takeaways
The Postal Service Health Benefits (PSHB) program, introduced in 2025, replaces the
Medicare Part B and PSHB—Is Your Retirement Health Plan Ready for This Big Change?

Key Takeaways
The switch from FEHB to the new Postal Service Health Benefits (PSHB) program is a major shift for postal…