How Medigap Premiums May Still Affect You Even Under the New PSHB System
Key Takeaways
Even with the Postal Service Health Benefits (PSHB) program in full effect as of 2025, Medigap premiums can still influence your overall healthcare costs if you’re Medicare-eligible….
When Medigap Isn’t Necessary at All—Because Your PSHB Plan Already Does It Better
Key Takeaways
Medigap plans are not required for most Postal retirees enrolled in PSHB with Medicare P…
Before You Buy Medigap, Consider What You’re Already Getting From Your PSHB Plan
Key Takeaways
Your 2025 PSHB plan may already include benefits similar to what Medigap offers, making additional Medigap coverage unnecessary or even counterproductive.Understanding your PSHB ben…
Don’t Buy a Medicare Supplement Before You Understand What’s Already Included in PSHB Benefits
Key Takeaways
PSHB plans in 2025 often include many of the benefits that Medicare Supplement (Medigap) policies offer, potentially making separate Medigap coverage unnecessary.Enrolling in both P…
Medigap Premiums Can Be Worth It—Especially When Your PSHB Plan Leaves Gaps Unfilled
Key Takeaways
Even with robust coverage through the Postal Service Health Benefits (PSHB) Prog…
The Extra Insurance That Sometimes Adds Cost Without Adding Real Value to Your Care
Key Takeaways
Adding a separate Medicare Supplement (Medigap) policy to your Postal Service Health Benefits (PSHB) coverage in 2025 may result in higher out-of-pocket costs without proportionate added benefits.
Some Retirees Think They Need Medigap with PSHB—Here’s What They Often Overlook
Key Takeaways
Medigap is not necessary for most Postal Service retirees enrolled in the PSHB Program, especially if you are also enrolled in Medicare Part B.Paying for Medigap on top of PSHB and …
Choosing a Medigap Plan? Here’s Where the Costs Sneak In—And Stick Around
Key Takeaways
Medigap plans can help you manage healthcare costs, but hidden and rising expense…
The Catch with Medicare Supplement Plans That Rarely Comes Up Until It’s Too Late
Key Takeaways
Medicare Supplement (Medigap) plans may look like a secure option, but limitations around enrollment and coverage can leave you unexpectedly exposed.For Postal Service retirees with…
Medicare Supplement Plans Can Be Expensive—Here’s How to Determine If They’re Worth the Cost
Key Takeaways
Medicare Supplement plans can fill …
