The Decisions That Matter Most in Medicare Happen Long Before You Sign Anything
Key Takeaways
The most important Medicare-related decisions for PSHB enrollees often happen months or even years before you reach eligibility, especially if you’re nearing retirement.Misunderstan…
Comparing FEHB and PSHB? Watch Out for These Overlooked Coverage Gaps
Key Takeaways
While PSHB offers new advantages, switching from FEHB can leave unexpected gaps in your coverage, especially if you don’t meet specific eligibility conditions tied to Medicare enrollment….
If You Thought You Understood Copays, Your PSHB Plan Might Still Surprise You
Key Takeaways
Even when you think you understand copays, your PSHB plan can include …
The Medicare Part B Rules That Most Retirees Misread—and End Up Paying For
Key Takeaways
If you’re a Postal Service retiree eligible for Medicare in 2025, skipping or misreading the rules of Medicare Part B could mean permanently
The Accidental Budget Drain Nobody Warns You About: Everyday Copayments
Key Takeaways
Even low copayments under Postal Service Health Benefits (PSHB) can snowball into significant annual expenses, especially when used frequently.Reviewing your plan’s copay stru…
You’ll Need Medicare Part B More Than You Think—But It’ll Cost You First
Key Takeaways
Enrolling in Medicare Part B is critical for protecting your access to outpatient care, even if you already have Postal Service Health Benefits (PSHB) coverage.In 202…
What Postal Workers Need to Know About Using Medicare with PSHB for Optimal Coverage
Key Takeaways
Combining Medicare with your PSHB plan can provide robust coverage and lower out-of-pocket expenses.Understanding the integration process and key timelines …
How to Make the Most of Your PSHB Options for 2025 Without Overthinking It
Key Takeaways:
Open Season for PSHB runs from November 11, 2024, to December 9, 2024, giving USPS employees an…
Why Picking the Right Health Plan for Your Postal Family Is a Must in 2025
Key Takeaways:
The new Postal Service Health Benefits (PSHB) Program in 2025 will replace FEHB for postal employees, requiring families to carefully choose the right plan under this new program.Understanding the PSHB and its differen…
