What You’re Really Paying When Coinsurance Kicks In Under PSHB
Key Takeaways
Coinsurance under the Postal Service Health Benefits (PSHB) Program can lead to unexpectedly
Part B Costs Might Seem High—But Not Having It Can Cost You Your Plan
Key Takeaways
If you’re Medicare-eligible and don’t enroll in Part B, your Postal Service He…
Why the FEHB-to-PSHB Shift Isn’t Just a Name Change—It’s a Cost Shift Too
Key Takeaways
The transition from FEHB to PSHB in 2025 is not just a rebranding; it introduces cost structure changes that could impact your overall healthcare expenses.Understandi…
What Happens If You Decline Medicare and Keep PSHB? It’s Not a Risk-Free Move
Key Takeaways
Declining Medicare when you are eligible can result in higher out-of-pocket costs and loss of important PSHB
Some PSHB Plans Warn Against Using Medicare Part C—And Here’s Why That Matters
Key Takeaways
Some PSHB plans caution against enrolling in Medicare Part C (Medicare Advantage) due to
PSHB Doesn’t Automatically Fill the Gaps Medicare Part A Might Leave Behind
Key Takeaways
While Medicare Part A provides essential hospital coverage, it does not cover every cost associated with inpatient or post-acute care, which means
How Part B Enrollment Can Unlock Extra Benefits in Your PSHB Plan in 2025
Key Takeaways
Enrolling in Medicare Part B in 2025 can significantly reduce your out-of-pocket healthcare costs under the Postal Service Health Benefits (PSHB) Program.Many PSHB plans now offer e…
Why You Can’t Afford to Ignore Medicare Part B if You’re Relying on PSHB
Key Takeaways
If you’re Medicare-eligible and relying on PSHB in 2025, enrolling in Medicare Part B is not just a suggestion—it’s a requirement for most.Failing to enroll in Part B on time …
The Details That Make or Break a Medicare Advantage Plan Under Part C
Key Takeaways
Medicare Advantage (Part C) plans may appear attractive due to all-in-one coverage, but critical coverage limitations, restrictions, and cost-sharing rules often surprise Postal Service Health Bene…
Why Some Postal Retirees Are Walking Away from Medicare Advantage Despite the Extras
Key Takeaways
Many postal retirees are opting out of Medicare Advantage despite its extra perks due to limitations in access, provider restrictions, and lack of cost predictability.For PSHB enrol…
