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Charles Evans

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  • Washington, District of Columbia
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  • Charles Evans

What You’re Really Paying When Coinsurance Kicks In Under PSHB

Key Takeaways Coinsurance under the Postal Service Health Benefits (PSHB) Program can lead to unexpectedly
  • Charles Evans

Part B Costs Might Seem High—But Not Having It Can Cost You Your Plan

Key Takeaways If you're Medicare-eligible and don’t enroll in Part B, your Postal Service He...
  • Charles Evans

Why the FEHB-to-PSHB Shift Isn’t Just a Name Change—It’s a Cost Shift Too

Key Takeaways The transition from FEHB to PSHB in 2025 is not just a rebranding; it introduces cost structure changes that could impact your overall healthcare expenses.Understandi...
  • Charles Evans

What Happens If You Decline Medicare and Keep PSHB? It’s Not a Risk-Free Move

Key Takeaways Declining Medicare when you are eligible can result in higher out-of-pocket costs and loss of important PSHB
  • Charles Evans

Some PSHB Plans Warn Against Using Medicare Part C—And Here’s Why That Matters

Key Takeaways Some PSHB plans caution against enrolling in Medicare Part C (Medicare Advantage) due to
  • Charles Evans

PSHB Doesn’t Automatically Fill the Gaps Medicare Part A Might Leave Behind

Key Takeaways While Medicare Part A provides essential hospital coverage, it does not cover every cost associated with inpatient or post-acute care, which means
  • Charles Evans

How Part B Enrollment Can Unlock Extra Benefits in Your PSHB Plan in 2025

Key Takeaways Enrolling in Medicare Part B in 2025 can significantly reduce your out-of-pocket healthcare costs under the Postal Service Health Benefits (PSHB) Program.Many PSHB plans now offer e...
  • Charles Evans

Why You Can’t Afford to Ignore Medicare Part B if You’re Relying on PSHB

Key Takeaways If you're Medicare-eligible and relying on PSHB in 2025, enrolling in Medicare Part B is not just a suggestion—it's a requirement for most.Failing to enroll in Part B on time ...
  • Charles Evans

The Details That Make or Break a Medicare Advantage Plan Under Part C

Key Takeaways Medicare Advantage (Part C) plans may appear attractive due to all-in-one coverage, but critical coverage limitations, restrictions, and cost-sharing rules often surprise Postal Service Health Bene...
  • Charles Evans

Why Some Postal Retirees Are Walking Away from Medicare Advantage Despite the Extras

Key Takeaways Many postal retirees are opting out of Medicare Advantage despite its extra perks due to limitations in access, provider restrictions, and lack of cost predictability.For PSHB enrol...
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