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Brian Duncan

Licensed Agent

  • El Paso, Texas
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  • Brian Duncan

The Provider Network in PSHB Plans Isn’t Always What It Appears—Double Check This First

Key Takeaways A provider's name appearing in a PSHB plan's directory does not guarantee they are actively participating in the network—verification is essential before you seek care.Relying...
  • Brian Duncan

PSHB Is Now the Standard—Time to Catch Up Before You Fall Behind

Key Takeaways The Postal Service Health Benefits (PSHB) Program officially replaced FEHB for USPS workers and retirees starting January 1, 2025.Failing to understand the new plan structure, enrol...
  • Brian Duncan

Why Relying on Medicare to Back Up PSHB Could Work—or Backfire—Fast

Key Takeaways Depending solely on Medicare to support your PSHB plan in 2025 can either help reduce out-of-pocket costs or leave you with serious coverage gaps—especially if you're unaware of current rules...
  • Brian Duncan

4 Medicare and PSHB Facts That Could Affect Your Retirement Plans

Key Takeaways The new Postal Service Health Benefits (PSHB) program brings significant changes that could impact your retirement healthcare plans.Coordinating PSHB and Medicare strategically ca...
  • Brian Duncan

What Copayments Mean for Families Managing Medical Expenses Throughout the Year

Key Takeaways Understanding how copayments work can help you budget more effectively for your healthcare costs throughout the year.Planning ahead for common copayment exp...
  • Brian Duncan

How to Get Ahead of the Game with PSHB Enrollment for 2025 Before the Deadline Hits

Key Takeaways: The PSHB Open Season is here and runs from November 11, 2024, to December 9, 2024—don’t miss this window.Understanding what the
  • Brian Duncan

The Important Changes Retirees Will Face When Moving to PSHB

Key Takeaways Retirees transitioning to the Postal Service Health Benefits (PSHB) program will need to adapt to new enrollment processes and plan structures.Understanding how the PSHB will interact with Medicare is crucial for retire...
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